Insurance Solutions!

Health Benefits – Affordable plans for singles and families to have dental, prescription, and other medical benefits covered. This is an excellent way to take care of your family's medical needs without worrying about rising costs because those costs can now be capped with a plan from PrimaWay Financial Group.

Group Benefits – Ever wonder why your group expenses go up every year? We'll come to your workplace and find ways to improve your bottom line.

Insurance – Travel, Disability, Critical Illness, Mortgage, Life – Term, Whole Life, Universal Life

Term vs. Permanent

Which one is better? That depends on your situation, needs, and budget.

Term is attractively priced in the beginning. However, with each renewal, you will be faced with a huge increase in premiums. Also, there is no cash in the plan should you decide to cancel. In permanent plans, there can be thousands of dollars in the cash surrender value depending on how long you’ve contributed to it. In other instances where clients have maximized the contributions into their RRSPs, the next best savings vehicle is a universal life policy. That's because any excess cash that is put into this plan will grow tax-free. The cash inside the policy can be borrowed or used as collateral from a bank. Other benefits are that you can skip paying premiums in case you are laid off from work or you may have your policy paid-up years sooner and still own coverage for the rest of your life.

Travel Insurance – Thinking of traveling outside Ontario for business or pleasure? Think that your provincial plan will cover you? Think again! We have the right plans designed to give you the best travels no matter what happens.

Key Man Insurance – One day your partner dies, retires, or moves on to your competition. Suddenly, you are left with a hundred questions. How will your business survive? Will your major accounts continue to buy from you? Who can step in immediately and take over the reins with minimal impact on your business? How and where to hire the right person with the right skills that you need? Who will train him or her for the job? Planning your business continues smoothly involves the right people to help you do it. Consider our expertise for smoothing the transition.

Buy & Sell Insurance – A partnership insurance that provides an affordable way to fund the purchase of a partner’s share either from death, retirement, or other reasons.

Insurance products offered by Queen Wealth Management Inc.
Mutual funds offered through Queen Financial Group Inc.